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Great advice as always Vicky! Thank you!

100% agree. Good vid. X

My 3 year old is so stubborn! I need help lol. She did have a bit of a speech delay but has a great vocabulary now. Thank you for this video!

At the age of 50 I had a total of $50,000 saved I finally realised I needed to save massively to retire before I died. I went back to how I lived in college and now at the age of 66 I just hit 1.2 million saved you can do it if I did. Now it will feel really strange to spend instead of saving!

You got me with the title!

Thank you ❤ Summary for those who watched the video and tired to take some notes (I don't know if I miss sm but here they are): 1. Treat savings like a bill- automate payment right after receiving your paycheck. To avoid mental exhaustion of spending that portion to impulse purchases. 2. Swap envy for gratitude- stop spending money to keep up with the joneses and short term gratification. Practice gratitude instead with what you have. 3. Adjust your money mindset- assess your relationship with money. Like what caused you to overspend, what you spend on your essentials and non-essentials, etc. Then start addressing them. 4. Use the power of compounding interest- let the money you save grow using high yield savings accounts (short term like emergency fund), and investments (long term). 5. Try a general investment account- easy way to invest. 6. Take simple steps to be ready- make sure you have a sinking fund and emergency fund. 7. Don't check out - in the 48 hrs, don't check out the stuff you have in your cart. The act of adding stuff in your cart is enough dopamine. 9. Find discounts easily like honey app/browser extension. Or use loyalty cards.

Lovely video, thank you. As a small youtuber, i genuinely look up to you and the content. thanks for the video!

Lovely tips ❤ thankfully, I don't have an envious spirit and I'm extremely content with my life and what I have. I would like to spend more wisely and save better.

Hi i just signed up for a new saver account paying 7per cent with a limit of 250 per month _3000 per year.Yet its not compounds the interest.Other accounts pay just 5 per cent on yearly simple interest balances.Does a BANK ACCOUNT THAT PAYS COMPOUNDS INTEREST actually exist?

Stay at home❤ I have savings but i am afraid of everthing

Thank you - this is exactly the information we need to know to save money so that our future self is taken care of!

Mine never steams like that… drives me nuts

Thanks for the video!

I just dont buy paper towels at all lol i use rags

If u get pocket money a random day not even ur birthday or christmas ur spoiled asf

But I love it

Vinted vs eBay?

I am trying to teach my children about fast fashion and recognising when they are being marketed to. I also had this one dude trying to tell me that if I didn't get a credit card I would have a rubbish credit score and would never be able to get into debt - I told him that's fine by me!

And we save all change use Xmas

Here usa i shop year around clearance put gif5s,gifts, Xmas birthdays we seniors, have ten grandkids hubby retired twelve years now been shopping after holiday discounts easter Xmas etc etc and shop yardsales community ones get new gifts with tags on watchmaker way cheaper than stores 8s what meant say lol have new grandbaby coming July first me hubby been babysitting grand kids nine years now so went community yardsale got over five hundred dollars baby stuff for our hose ninety five dollars

Yoto sounds like a winner to me🎉 cheap cards and easy to store + good app perfect

Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of society in the country as very few are literate on the subject, thanks to Mrs Charlotte Walsh the lady you ones recommended

If my grandkids or my gran grown kids can have s3conds when comes food

By definition alone, if something is a hustle then it cannot be passive. The two forms of passive income that I know of are financial market investment and royalty/copyright. Even real estate and rental investments are not truly passive as a lot of work is required for maintenance and management.

Yes thanks u so spot on doom spender lolol thanks Vicky ! Love that one week a month I give it a go!

HELP!!! Hi Vicky, I've just listed my first item on Vinted and got a buyer straight away, however I've got an email in my junk folder from: "selling on Vinted (TM)" - subject line: "Finalize Sale Reservation: Order Confirmation Required" along with the order number... and asking me to click on the "confirm this deal" button. Does it sound familiar to you or did I just got scammed?

How do I clean permanent brown stain in my toilet

So refreshing to hear a finance youtuber saying it how it really is! There's too many side hustle advice videos from people saying how easy it is to get started and the reality isn't always the case. Thanks Vicky for your honesty as always!

Best review 👌

No I you don't have to go

RUclips, free to start, but ive spent a lot on memory devices, camera etc recently, still not monetized...playing the long game

"made all my money telling people how to make money" lol

If all these ventures were that profitable the person advertising it would just be doing it rather than desperately trying to recruit people onto a course to learn whatever it is.

people always have opinons. Why are you watching a tablet review if youre not buying one ? 😂 Also, kids use these as communication devices. my son has autism and its been invaluable to us since he was very young.

Why don't you demo it? What does it sounds like? Who reads the stories? What's the radio like? How is the sound quality?

Great video - new subscriber!

great video thank you very much what do you think about buying ready made website businesses is that a scam too?

I use google calendar for important notes. I still have an iPhone 11. I only buy clothes when I need it. I buy a few recycle paper towels. I use bounty for our dog spills. I cut up my own fruit. I don’t have more than 2 subscription services either. I menu plan & try not to eat out. We do this only twice per month. I go to Costco once a month. I buy some produce bi-weekly. I try to avoid grocery shopping too often.During the pandemic I learned how to cut my own hair & do my own tint. I get my hair done at the hairdresser twice per year. I never do my nails. I keep them clean & short. I don’t feel like wasting money every 3 weeks. I only use dryer sheets. I never use liquid fabric softener or scent boosters. I use vinegar. I haven’t bought magazines in years. I use filtered water from home. I try not to buy drinks on the road.

My son got one

oh finally someone who tells the truth about the passive income the lies and the scam and scammers are out more than ever. effort is need and you will need to work hard no matter what you choose to do.

I make £2,400 a month true passive income. My £500k stocks and shares ISA. 🙂

Omg the irony of that entire AI conversion in the comments on this video 😂

I know nothing about trading /investment and l'm keen on getting started. What are some strategies to get started with?

There are no Banks in the Cemetery so the best approach is to Save/Invest but also enjoy Life because it’s the only one People have. Planning what Savings People have in 10/20/30 Years is useless. Cancer grows faster than Interest and the older People get the more likely of Cancer. Worry about Money but worry more about living.

I think I can be frugal enough and put some cheap make up/skincare on and dye my hair with a mix of henna, because I like to see me put together even if I work alone. Very important to me is working out almost everyday, 5min arms, 5min standing abs , 5min legs...there are plenty of videos here on RUclips that over the years made my body stronger, toned muscles prevent from bones injuries, and doing it make me feel better both phisically and mentally... Cooking for several meals, so I dont have to think about whats for dinner...making my own bread and yogurth...I save plants from the bins at the cemetary😅, thean I watering them with the water I used to wash veggies.. I soak chickpeas/brown rice with the water from draining pasta....I make laundries on Sundays when the energy is cheaper...I have reaserched quite a lot were to put a Little extra money to beat the inflation but so far I dont have a clue...

Definitely stop buying/ sending cards.

We are blessed to have a discount grocery near us, where I find awesome deals on liquidation grocery items! 🙏🏼

Without a doubt, this year will be worse than the previous one. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I wasn't sure if I should start paying for a house. My jobs were eventually sold, and the house needed more maintenance than I had thought. I don't know how much longer I can carry on like this.

I don't cut or color my hair (it's gray). I don't wear makeup. I don't color my nails. I use basic soap and water for washing. I wear the same clothes for years. My husband says I'm beautiful and that's the only opinion I care about. One of the blessings of aging. You stop caring about the opinions of others. :-)

If your skin products don’t contain retinol, you may as well put margarine on your face ( don’t do this please😂) I use retinol squalane with my face cream daily and it lasts for absolutely ages, so it’s very cost effective. You can also make a lovely homemade skin exfoliater using a little coconut oil and used coffee grounds, massage gently and rinse with warm water. Avoid eye area!